Recent Articles

Redefining Retirement

Retirement used to mean a gold watch, a pension and spending time on hobbies or new pastimes. For some this may still be true, but times have changed and there are new realities that will affect how …

Increasingly consumers in major Canadian cities such as Calgary, Edmonton, Vancouver or Toronto, are faced with a dilemma of how to best manage their cash flow in the face of record mortgage and consumer debt.   A …

One out of every three workers is covered by a registered pension plan (RPP). That’s over 6 million people. Like all hard-working Canadians, they are looking forward to a satisfying retirement. Nothing helps create a pleasant experience …

I continue to read a lot of articles on-line and in magazines that pose the popular question of what makes more financial sense – use extra in-pocket monies to pay down mortgage debt or to add to …

What a gift! Several years ago, the federal government introduced a tax planning strategy called pension income splitting for retired Canadians. After just completing a few hundred income tax returns this year, I have been reminded of …